January Jumpstart: Start the New Year off Right with These Tips ...

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With the festivities nearly over, there are some things to do in January that will mean you will have a great start to the new year.

It's easy to feel a little lackluster now that the reality of December excess becomes apparent.

But here are some things to do in January to get your year off to a great start.

1. Finances in Check

One of the first things to do in January is to get your finances in check.

If you have a huge credit card bill looming as a result of December excesses then now is the time to take a look at your finances and make some changes if needs be.

If you have a number of credit cards and you're paying a high interest rate, look into whether there is a way of transferring them to one which offers you nought percent interest.

Think about whether you can start to save a little more each month and whether you're spending money unnecessarily on gas and electric.

This is the time to shop around for deals and think about how you can save money so you have more money for next Christmas!

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